Common questions and answers

What States Does National Relief Services Provide Debt Relief?

Alabama, Alaska, Arizona, Arkansas, California, District of Columbia, Florida, Iowa, Idaho, Indiana, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Mexico, New York, Oklahoma, Pennsylvania, South Dakota, Texas, Utah, Virginia, Wisconsin

* Other states can be connected to one of our trusted partners

I’m interested in hiring your company. What’s the next step?

The first step in the debt settlement process is to have a free phone consultation with us. Give us a call today and we can discuss your situation at greater length. At this time, we will determine if you qualify and if our program would be suitable for you.

Why should I use National Relief Services?

National Relief Services has been helping consumers for years – we have a track record of success. We stay profitable as an organization by settling your debt as quickly and efficiently as possible. We earn no fees until you begin to see results. Additionally, our staff will contact you for authorization of all settlements so you stay in control throughout the whole process. It is in our best interest to save you every penny we possibly can! It is up to you take the first step and call.

In addition to our process, which is very consumer friendly, we have the accolades to back it up. To date, we have settle millions in consumer debt.

Of course, don’t just take our word for it. Call us today to find out for yourself

Why shouldn’t I just file Bankruptcy?

If you are considering bankruptcy we suggest that you first consult with a bankruptcy attorney in your state to determine whether you qualify and discuss the pros and cons of this option. Only a licensed attorney may provide guidance as to whether bankruptcy is a suitable option for you.

In our opinion, bankruptcy is an extreme option, which has serious long-term effects on your credit and can often have negative results in many aspects of your everyday life. Bankruptcy is considered only as a last-resort option for just a few of the following reasons:

  • Filing for bankruptcy will require you to appear in Federal Court at least once and in most cases, even more.
  • Bankruptcy paperwork requires that you reveal all of your debts as well as all of your assets.
  • For up to ten years, credit bureaus are entitled to keep your bankruptcy filing on your credit report.
  • A bankruptcy filing is also a matter of “public record” for anyone that wants to know about it.

Can you stop creditor harassment?

No, we can’t stop all creditor harassment, but there are strict laws that limit how often creditors can call, what times of the day they may call as well as what they can say when trying to collect a debt. We realize that credit calls can cause a lot of anxiety and be very stressful, so our Client Care team will work with you early on in your program to educate you on what we can do to keep the calls to a minimum.

* Individual results may vary and can not be guaranteed. Results will depend on your ability to save your own funds to pay settlement offers, types of debt, and willingness of creditors to negotiate. Program does not provide legal or tax planning advice, so if you need such, please consult a professional. Program may not be available in all states, and does not assume or pay your debts for you. Please request a program contract, read and understand all program terms before enrolling.

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